
This Magnolia Bakery inspired banana pudding is pure joy in a bowl and always steals the spotlight at gatherings. With featherlight whipped cream and layers of ripe bananas and classic vanilla wafers, it is the kind of dessert that disappears within minutes. I started making this when my son begged me to recreate his favorite New York treat at home—now it is requested for every birthday and barbecue.
My family went wild for it the first time I made it and honestly it has turned into our go-to dessert for hot afternoons. Watching everyone sneak extra spoonfuls straight from the fridge is a highlight in itself.
Ingredients
- Sweetened condensed milk: It lends creaminess and a signature caramel undertone Choose a good quality brand that tastes rich rather than overly sweet
- Ice cold water: This ensures the pudding sets up perfectly Tap water that is well chilled right from the fridge works best
- Instant vanilla pudding mix: The heart of the classic pudding flavor Jell O brand yields great results with a silky finish
- Heavy cream: Whips up fluffy and light bringing the pudding together Look for heavy cream labeled as such not whipping cream which often contains additives
- Vanilla wafers: Nabisco Nilla Wafers have great crunch and flavor Check for freshness and avoid stale cookies for crisp layers
- Ripe bananas: They should have yellow peels with brown specks for natural sweetness and ideal texture Overripe or green bananas throw off the taste
Step-by-Step Instructions
- Whisk the Liquid Base:
- Whisk together the ice cold water and sweetened condensed milk in a medium bowl until completely blended and satiny smooth This is the foundation for the pudding so be sure the mix is lump free
- Combine with Pudding:
- In a separate bowl pour in the instant vanilla pudding mix and slowly drizzle in the milk mixture while whisking Combine gently but thoroughly until fully incorporated and smooth with no pockets of powder Cover and let set in the fridge for at least one hour or up to overnight which creates a firm base and deepens the flavor
- Whip the Cream:
- With an electric mixer beat the heavy cream in a chilled bowl starting on low speed Once it thickens slightly increase to high and beat until it holds stiff peaks This step is what makes the finished pudding so light and airy
- Fold Pudding and Cream Together:
- Add the pudding mixture to the whipped cream and fold carefully until no streaks remain Take your time to avoid overmixing and remember the goal is a cloudlike consistency
- Layer the Dessert:
- In a deep glass bowl or trifle dish spread a quarter of the pudding over the base Add a third of the vanilla wafers and top with a third of the sliced bananas Repeat the layering process finishing with pudding and several wafers on top for decoration Press the bananas in gently so they do not darken too quickly
- Chill and Serve:
- Cover the bowl tightly with plastic wrap and chill for four to six hours Allowing the flavors to meld and the texture to set makes all the difference Serve straight from the fridge within twelve hours for the best taste and texture

Bananas are my favorite part of this pudding The best part is picking the ripest bananas at the market and slicing them right before layering Each time I make it my kids volunteer to help with the bananas so they can sneak a few slices
Storage tips
Keep the banana pudding tightly covered in the refrigerator for up to two days The texture is at its best within the first day Try not to freeze this dessert as the bananas will darken and the wafers lose their crispness
Ingredient substitutions
Feel free to swap in homemade vanilla pudding if you prefer or use a plantbased whipped topping for a dairyfree version Shortbread cookies make a fun alternative to classic vanilla wafers and slightly firmer bananas help hold up better if making ahead
Serving suggestions
Spoon the pudding into mason jars for pretty individual desserts Sprinkle with crushed wafers or a hint of grated chocolate for a finishing touch I love serving this as part of a picnic spread alongside lemonade on sunny afternoons

Cultural historical context
Magnolia Bakery in New York turned banana pudding into a legendary treat The original recipe brought together the Southern tradition of layered pudding desserts with a New York twist making it an iconic American sweet everyone recognizes now
Frequently Asked Questions About the Recipe
- → How do I keep bananas from browning?
Use ripe but firm bananas and assemble shortly before chilling. Keeping the layers well covered helps preserve freshness.
- → Can I make this dessert in advance?
Yes, prepare it up to a day ahead. Chilling allows flavors to meld, but serve within twelve hours for best texture.
- → What kind of cookies work best?
Classic vanilla wafers are recommended for their texture and mild flavor. Other crisp vanilla cookies can be substituted.
- → Can I substitute homemade pudding?
Absolutely. While instant pudding is convenient, homemade vanilla pudding enhances the flavor even more.
- → Is it possible to make this dairy-free?
Swap the sweetened condensed milk and cream with dairy-free alternatives and use a plant-based pudding mix if needed.